Policy Documents
Click here to download the Policy Wording
Click here to download the Key Facts

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Help and Frequently Asked Questions (FAQs)

"One of the most important parts of planning your time away is ensuring that you obtain good travel insurance."

Obtaining a good quality travel insurance policy has never been easier.

"Cover That Works While You Do"
Under your Coverworks policy you are insured to do any kind of work in Australia, New Zealand, other than off-shore work, outside work more than six metres above the ground, any underground work or the use of chainsaws.

DESTINATION
Stopovers
For Australia & New Zealand destination, cover includes one week stopover on outbound and inbound travel (excluding travel to the USA and Canada)

DURATION
Premiums are for 1, 2, 3, 6, 9, 12, 18 and 24 months. Additional months are charged by the months up to a maximum of 24 months.

RESIDENCY
UK Residents
Maximum Age - 36 years inclusive, on date of travel
Sterling premiums include Insurance Premium Tax (IPT) and are for a single trip
This insurance is only available to residents of the UK

Ireland Residents
Maximum Age - 36 years inclusive, on date of travel
Euro premiums include Irish Insurance Sales Levy and are for a single trip
This insurance is only available to residents of Ireland

Winter Sports
Should your trip require you to participate in any wintersports then for an extra premium this can be included into your policy.

Amateur Sporting and 'Hazardous' Activities
Whilst you are on your trip, you might take part in one or more amateur sporting activities, or what we consider are hazardous activities. Participating in many such activities is included in the cover your policy provides.

The following are examples of common hazardous activities young travellers may participate in, and are fully covered in this plan:
  • Bungee Jumping (unlimited)
  • Surfing
  • Scuba Diving (up to 30 metres)
  • White Water Rafting
  • Black Water Rafting
  • Horse Riding
  • Use of Motorcycles (up to 125cc)
  • Canoeing
  • and many more
If you intend on participating in hazardous activities that are not stated, please contact one of our insurance advisors who will be able to assist you further.

Excess Waiver
The Excess Waiver removes all the excess from the insurance.
The excess is the first part of a claim which you have to pay.